You Can Have the Backyard You’ve Always Wanted

Through our lending partner, HFS Home Improvement Loans, you can finance your project with predictable monthly payments and fast pre-qualification—without impacting your credit score.

Why Finance with HFS?

Flexible terms and fast answers—so you can build your dream backyard sooner.

No Stage Funding

Funds are released directly to you, not in construction draws—giving you full control.

No Equity Needed

Personal loan programs mean no appraisals or home equity required.

Low Fixed Rates

Predictable monthly payments with competitive, fixed interest rates.

Terms Up to 20 Years

Match your payment to your budget with longer-term options.

Direct-to-Consumer Funding

Loans are funded to you, so you can pay vendors on your timeline.

Fast Pre-Qualification

Soft-pull pre-qual in minutes so you can plan with confidence.

Our Financing Partner

We’ve partnered with HFS Home Improvement Loans to offer simple, fair financing designed for outdoor projects.

  • No money down options
  • Loans up to 120% of project cost
  • Industry-leading loan terms
  • Dedicated loan consultants
HFS Home Improvement Loans

How It Works

Four quick steps to get funded and start building.

1

Pre-Qualify

Submit a quick, soft-pull application—no impact on your credit score.

2

Talk with a Consultant

Get loan options and answers, and choose the program that fits your goals.

3

Upload Documents

Securely submit basic documents for verification and approval.

4

Fund Your Loan

Receive funds direct-to-you and schedule your project with Shore Pools.

Financing FAQs

Will pre-qualifying affect my credit?
No. HFS uses a soft credit inquiry for pre-qualification, which does not affect your score.
How fast can I get funded?
Many borrowers receive decisions quickly after docs are submitted. Your consultant can provide timing based on your application.
Do I need home equity or an appraisal?
No. HFS offers personal loan programs that do not require equity or an appraisal.

Ready to Explore Your Options?

Start an application or talk with a Shore Pools specialist—we’ll help you choose the best path.

Get Started